ToolFD & RD Calculator
Fixed deposit & recurring deposit maturity — quarterly compounding.
Understand the deposit calculation
In fixed-deposit mode, the principal is a single initial deposit and interest compounds quarterly. In recurring-deposit mode, the input is a monthly contribution made at the beginning of each month, with a monthly growth factor derived from quarterly compounding.
The result uses a constant annual rate for the entire term. It does not model changes in deposit rates, missed contributions, tax deductions, or early-withdrawal charges. Compare the assumptions and maturity amount with the terms of the specific deposit product.
How to calculate FD maturity
- Enter the deposit amount, interest rate, and tenure.
- Choose compounding frequency if the tool offers it.
- View estimated maturity value and interest earned instantly.
Frequently asked questions
Is this FD calculator free?
Yes. No signup and no fees — calculations run in your browser.
Are bank rates live?
Rates you enter are yours to set. Always confirm the latest FD rates with your bank before investing.
Do you store my deposit details?
No. Inputs stay on your device only.